All-In-One Solution

Our comprehensive services are beneficial for you

Payment Processing

Payment processing
350+ Active clients
  • • Onboarding in 72h
  • • 32+ processing currencies
  • • Settlements in fiat & crypto
  • • Approval ratio up to 90%
  • • Worldwide traffic
  • • Alternative payments in LATAM, Africa, India

Bank Accounts

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25+ Reliable Partner Banks
  • • Accounts for financial businesses
  • • Personal Account Manager
  • • Sepa, Swift payments
  • • Express opening in 72 hours
  • • B2B, C2B/B2C bank accounts
  • • EU and non-EU banks

Financial Licenses

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42+ Approved licenses
  • • EU and non-EU financial licenses
  • • 12+ most popular jurisdictions
  • • Various accompanying services
  • • International lawyers
  • • Consultations with fintech professionals
  • • More than 7 years of licensing experience
Universepay welcomes you!

Payment Processing

Worldwide coverage and fast onboarding

Card processing

Facilitate seamless transactions and accept multi-currency payments from anywhere around the world with UniversePAY’s robust Payment Gateway, which can be tailored to best suit your needs. Become our partner and start processing different types of cards: VISA, MasterCard, MIR, UnionPay.

Card payouts

Issue mass or individual payouts easily and on time directly to your customers’ credit and debit cards with just a few clicks. We offer different types of payouts such as OCT, Mass payouts, P2P.

Alternative payments

Alternative Payments help you reach more customers. With our payment gateway, you will be able to enable the acceptance of alternative payment methods from your cross-border clients. Contact us and let’s discuss APM methods in LATAM, India, and Africa.


Years of Experience


Trusted Partners


Satisfied Clients


Acquirers Worldwide


Open bank accounts remotely and securely in European and overseas banks

B2B, B2C, C2B bank accounts

UniversePAY collaborates with trustworthy and long-term-partner banks from over 15 countries.

Safeguard bank accounts

Payment Institutions (PIs) and Electronic Money Institutions (EMIs) require safeguarding accounts, opened with a licensed credit institution or a central bank, to hold their customers’ money.

Segregated bank accounts

A segregated account is a company’s account that is separated from the company’s money. The clients’ funds are held in a separate account so that there is no relationship between their accounts and the company’s bank account.

Correspondent bank accounts

Payment Service Providers, Electronic Money Institutions, Cryptocurrency exchange as well as other non-banking Fintech’s usually need the segregated client funds to account or correspondent account with the bank or other financial institution to safeguard client (third party) funds and process client payments.

"What You Should Do: Make An Excellent Product Or Service With The Aim To Change The World. If You Do That, You Can Become A Legend."

Guy Kawasaki

Financial Licenses Obtaining

UniversePAY’s lawyers and consultants navigate the complex legal environment
to find the right solution precisely for you

Digital bank license

We offer an alternative financial solution for customers that includes online payments, payment cards, e-wallets, and other payment instruments.

Crypto license

Operations include the exchange of fiat currency for the digital, third-party financial management of cryptocurrencies, and other necessary processes.

Gaming license

The gaming licensing we offer is highly beneficial in all countries, whether you want to open an online casino or any other gaming business.

Brokerage license

If you’re planning to start or expand a Brokerage business, you have to decide, which brokerage license to obtain and we are here for you to help to make the right choice.


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