Gaming licenses
UniversePAY provides licensing in more than 12 countries
Gaming license in Curacao
Gaming licenses have been issued on the island since 2002, as a result, Curacao can be officially considered as one of the best and most trusted licensors.
Requirements
- Registered company in Curacao;
- The presence of a local representative;
- Provision of a full description of the games;
- The presence of the rules for using the website;
- Domain ownership;
- Presence of at least one physical server of the company in the jurisdiction;
- Implementation of AML procedures in relation to each player;
- Providing technical audit of each gaming system (including software);
- Software certification – RNG certificate;
- Refusal to register persons under the age of 18, residents of the United States, and the Netherlands Antilles.
Gaming license in Kahnawake
Kahnawake is a small area within the border of Canada. The issuance of licenses was started in 1999. Since then, the availability of a certificate from Kahnawake indicates the reliability and honesty of the operator who has been granted permission to develop online gaming or create a real casino.
Requirements
- Registered company in Kahnawake;
- Software, which meets the requirements of the jurisdiction;
- Servers in Kahnawake;
- No record of convictions of key persons of the company;
- Experience and education of key persons of the company;
- No requirements for the minimum authorized capital.
Gaming license in Malta
Malta is the second most popular online gaming jurisdiction. Malta is also a part of the European Union, which makes obtaining license there very appealing.
It is possible to obtain two types of licenses in Malta:
B2B – a license for a developer of games or key software provider to game platform operators.
B2C – online gaming operator license. This license provides for several types of gaming, including slots; poker; roulettes; lotteries, etc.
Requirements
- Copy of the beneficiary’s passport;
- Proof of residential address (utility bill);
- Letter of recommendation (from the bank);
- Police clearance certificate;
- Proof of domain name ownership;
- Contracts with software and hardware (in English);
- Information about the program section and website, as well as about the most effective activities;
- Other documents that may be requested.
Gaming license on the Isle of Man
Isle of Man is one of the most prestigious territories for obtaining gaming license. The government of the Isle of Man encourages and supports the development of gaming businesses. Isle of Man was one of the first jurisdictions that introduced gaming legislation.
Requirements
- Copy of the beneficiary’s passport;
- Proof of residential address (utility bill);
- Letter of recommendation (from the bank);
- Police clearance certificate;
- Proof of domain name ownership;
- Contracts with software and hardware (in English);
- Information about the program section and website, as well as about the most effective activities;
- Other documents that may be requested.
Gaming license in Alderney
Alderney is a part of the UK’s Gaming Commission whitelist and is authorized to advertise in the UK. Some of the biggest names from the online gaming industry have licenses in Alderney.
It is possible to obtain certain types of licenses in Alderney:
For B2B
• Category 2 license (for foreign companies);
• Core Services Associate Certificate (for local and foreign companies);
• Category 2 Associate certificate (for foreign companies).
For B2C (applies to all types of gaming: poker, bingo, slot machines, lotteries, as well as sports gaming)
• Category 1 license (for local companies);
• Category 1 Associate license (for foreign companies).
Other
• Hosting certificate – is issued to game providers;
• Temporary gaming license – it is possible to operate the site (category 1 license) for a period of up to 29 consecutive days or 59 days with interruptions of up to 6 months.
Requirements
- Signed application with a detailed description of all persons holding a stake in the company;
- A signed statement disclosing any past, ongoing, or pending litigation;
- Copy of the latest audited financial statements/annual report of the organization;
- Description of site tests and key customers;
- Description of the processes that are used to verify compliance with business requirements. It is necessary to give examples of test scenarios, etc.
- A company must comply with the standards of economic substance set forth in Alderney’s law;
- Provide a business plan and AML-CFT Policy to the AGCC (Alderney Gaming Control Commission);
- Provide detailed description of the games;
- Provide description of the process of withdrawing client funds from the platform, RNG, RTP;
- Other documents requested by the AGCC.
Gaming license in Belarus
Since the year 2018, the government of Belarus has begun contributing to the development of gaming and entertainment business sector. It gave many entrepreneurs an opportunity to start leading business in Belarus.
Requirements
- Register as a private entrepreneur or open a company in Belarus;
- Availability of an office address in the Republic of Belarus;
- Details of the management body in the Republic of Belarus;
- Shareholders and directors should not have any criminal record;
- Documents on the absence of tax claims against shareholders and directors.
- Guaranteed minimum deposit of 2,250,000 Belarusian rubles (about 722,000 euros);
- Expert opinion confirming the compliance of the gaming business with the legislation of the Republic of Belarus;
- The presence of RNG (Random Number Generator) for online casinos;
- Certificate of compliance with the information security system in the information system of a virtual casino.
Gaming license in Antigua and Barbuda
Antigua and Barbuda is one of the first countries where gaming activities were not only legalized, but also where certificates for the casinos are issued for non-residents. Consideration of applications is handled by the special FSRC commission (Financial Services Regulatory Commission’s Division of Gaming).
Types of certificates in Antigua and Barbuda:
• Interactive gaming – extends to online casinos, poker, roulettes, slot machines, video slots, lotteries and other kinds of gaming;
• Interactive Wagering – required for licensing of bookmaker’s office.
Requirements
Requirements for casino:
- To confirm the status of game portal or physical establishment. Permission must be made publicly available so that each user can familiarize with it;
Requirements for slot machines:
- All gaming machines and other software must have its own certificates from the producer;
- The provider is also required to have license of Class 4 for software distribution;
- To check the slots in action, the term of auditing of the applicant’s portal is determined;
- To provide the eCOGRA certificate and random number generator (additional expert examinations can be avoided).
Requirements for lotteries:
- To register lotteries in this jurisdiction because the islands have several legal agreements with Great Britain;
- To undergo the procedure of inter-jurisdictional authorization.
Requirements for bookmaker:
- The list of required documents is significantly different from other licenses. Consult with our professionals for more detailed information.
Requirements for bingo license:
- The list of the documents is almost the same as for other types of gaming licenses.
Gaming license in Costa Rica
Casino license is not provided in Costa Rica, meaning that any company of Costa Rica can lead a gaming business there without obtaining any additional permits. However, citizens of Costa Rica and other countries where online casinos are banned or require a local license cannot participate in such gaming projects.
Requirements
Requirements:
- Passports for each shareholder of the company or a set of statutory documents;
- Power of attorney for company registration;
- Lotteries, poker rooms, slot machines, games on the company’s website should have a location – a server;
- Additional documents that may be requested.
Requirements for casino launch:
-
- To operate the servers in Costa Rica, you should obtain a license for “Data processing”;
- Registration of a local company;
- The company must have a registration agent;
- At least two shareholders.
Gaming license in Georgia
Due to the favorable legislative policies, gaming business is developing rapidly in Georgia. There are also not many restrictions for the gaming business, which makes Georgia attractive for the investors to start this kind of business there.
Requirements
- Company registration in the form of a Limited Liability Company (LLC);
- Opening a corporate bank account;
- Opening a personal bank account (optional);
- Applying to the Ministry of Finance for permission to open/establish a casino;
- Certificate from the State Register of Legal Entities;
- A document confirming the payment of the registration fee;
- A contract between the Applicant (or business) and the lottery tickets provider (except for the games organized in an electronic form) indicating the number of tickets produced;
- Terms and conditions of the proposed activity;
- A sample of the lottery ticket (except for the games organized in electronic form);
- In case of organizing sweepstakes, a document confirming the availability of the prize fund by the amount of at least GEL 10,000 (US$3600).
Additional requirements for the online gaming:
- The actual address where the project will be managed;
- The list of games;
- The rules of these games;
- The place(s) and the deadline for issuing winning rewards;
- Information concerning the prohibition of underage (18 and below) participation in games and processing of personal data/documents.
Gaming license in Gibraltar
Gibraltar is one of the most economically attractive jurisdictions in Europe. This jurisdiction has a high reputation, low taxes and a possibility to obtain a legal merchant account.
Types of gaming licenses:
• Casino gaming (such as slots and casino table games: roulette, blackjack);
• Gaming (Sports/horse race, Fantasy gaming);
• Lotteries;
• “Social” gaming.
Requirements
- The real presence of the company in Gibraltar (office, directors are located in Gibraltar);
- Impeccable reputation of shareholders and directors;
- Proven experience in the gaming industry;
- A license in a jurisdiction other than Gibraltar;
- Open bank accounts in Gibraltar;
- Fully paid duty (£ 100,000 for B2C, £ 75,000 for B2B);
- A copy of the gaming business license and financial reports from other places of business;
- Confirmation of financial solvency (both of the founders and beneficiaries, as well as the sufficiency of the company’s funds);
- Identification documents (passport, data from fiscal authorities) and verification of the addresses of owners, founders, directors and authorized persons;
- Confirmation of the authenticity of all these persons (letters of recommendation from banking, financial or other institutions that regulate gaming business);
- Availability of documents confirming the ability to pay out any possible winnings (providing copies of the payments made to the winners).
Gaming license in Greece
The Greek state enterprise ОРАР has a monopoly on the provision of online lottery services until 2020, and in the sphere of online casino – until 2030. It is also expected that the new operators of online games will soon be able to enter the Greek market. Moreover, it is possible to conduct commercial activities in the gaming sphere through the placement of slot machines.
Requirements
- Submit application to the Hellenic Gaming Commission, including the applicant’s data and the number of certified gaming machines that perform operations in accordance with the Hellenic Gaming Commission’s decision No. 130/2 of 11/18/2014 (B 3225) “On the establishment of control over the technical characteristics of slot machines”;
- Licensing of electronic technical and entertainment games is not allowed for non-commercial legal entities;
- Natural persons should not be convicted or otherwise punished for such serious crime as theft, embezzlement, fraud, disposal of stolen property, extortion, forgery of documents, active or passive corruption, causing serious harm to health, reticence or cover-up of a crime, currency offences, a crime against personal freedom, a crime against sexual freedom, crimes against the exploitation of sexual life and crimes in the sphere of drug trafficking, weapons, explosives, as well as in the field of tax evasion;
- Natural persons should not be convicted of a serious crime or otherwise punished for committing a crime in the field of gaming;
Operators are required to provide the Hellenic Gaming Commission the following information:
- Availability of certified slot machines, including their permissions;
- About the qualified games used in these gaming machines;
- Confirmation of how the operator acquired the legal rights to use slot machines and games used in operating activities (purchase, leasing, transfer of rights of use, etc.);
- On the movement of slot machines, between stores or places of storage and/or repair.
Requirements for the game in order to become certified for slot machines:
- The game should be a computer program that is included or installed in slot machines (hardware), which, when used exclusively or primarily, is affected by the technical or mental abilities of the player such as, for example, knowledge, skills and preferences;
- At any stage of the game, the game should be exclusively technical and entertaining one and should not be varied during all stages of the game or be hazardous;
- Have restrictions on the age qualification when using in accordance with the Pan-European Game Information – «PEGI»;
- In case the game has no age limit, its contents must be verified by the manufacturer or importer, or by those who have legal ownership or the right to game, in terms of descriptive indications relating to the content of the game (for example, evidence of violence, abuse, pornography, discrimination, drug use, etc.);
- Have all the information, instructions and other information related to the use of this game;
Certification for slot machines:
- Separate certification is required for each gaming machine;
- Certification is granted to the manufacturer, importer, and, in some cases, to the legitimate owners of the slot machine in accordance with the provisions of the Hellenic Gaming Commission’s Decision No. 130/2 of 18.11.2014 (B 3225);
- Computers are considered and treated as slot machines if they have software applications, certified games (identified above) and they are used for the professional gaming activities;
- Slot machine must be marked with CE or equivalent if it is produced by a member of the European Free Trade Association that is a participant in the European Economic Area Agreement (EEA) or in Turkey, which products are covered by the mutual recognition clause;
- It is necessary to submit application to the Hellenic Gaming Commission;
- Any change to the installed certified slot machine must be communicated to the Hellenic Gaming Commission.
Gaming license in Latvia
Latvia is a part of the European Union, which makes obtaining license there very appealing. Latvia also provides certificates for both residents and non-residents. The fact that there is no double taxation and costs for considering an application regarding offshore zone are low, make Latvia a good option for gaming license obtaining.
Types of licenses:
• For slot machines
• For lotteries
• For casino registration
• Bookmaker license
• Bingo license
Requirements
- Submit an application to the Lotteries and Gaming Supervision Inspection of Latvia;
- The license is active within a period of 1 year, after which it must be renewed;
- Gaming equipment must be tested by respective bodies accredited by the EU;
- Half of key persons must reside in Latvia and use Latvian commercial bank account.
Gaming license in Montenegro
Gaming business in Montenegro is developing with a great support from the government. In addition, most of the casinos in Montenegro are located in crowded places, which means that there are always many people. Obtaining a license in Montenegro allows to establish a land-based gaming. License for online games can be obtain only as an extension to the license for a land-based gaming.
Requirements
- Confirmation of company registration;
- Memorandum of association;
- Three-year business plan;
- Evidence that the company’s managers were not convicted of economic crimes and that there is no such criminal prosecution at the moment;
- Confirmation of ownership or the right to use the office space (for land licenses);
- Rules and description of games;
- Proof of payment of minimum share capital;
- Evidence of compliance with specifications;
- Confirmation of bank deposit or bank guarantee;
- Confirmation of payment of the administrative fee.
Requirements for bookmaker license:
- Operators must have a separate license for each gaming office they have;
- All bookmakers must be connected via the Internet to the controller system;
- Confirmation of payment of minimum share capital of EUR 75,000 is required;
- Confirmation of a bank deposit or bank guarantee of EUR 30,000 (as a guarantee for payment of fees and winnings).
Requirements for slot machines license:
- Not required when they are offered at the casino since the casino license also includes slot machines;
- Minimum requirements for the authorized capital of the company is 75,000 euros;
- Bank deposit or bank guarantee – 25,000 euros (as a guarantee for payment of fees and winnings).
Requirements for casino license:
- The list of documents that should be provided is determined in the public tender;
- Authorized capital – 300 000 euros;
- Bank deposit or bank guarantee – 90 000 euros, as a guarantee for the payment of fees and winnings.
Requirements for bingo license:
- Minimum authorized capital of a company – 75 000 euros;
- Bank deposit or a bank guarantee – 10 000 euros, as a guarantee for payment of fees and winnings.
Requirements for online games license:
- The operator should already have one of the types of on-land licenses;
- Authorized representatives (including directors and any other persons entitled to represent the company) of the casino are not convicted of economic crimes;
- Proper evidence that stuff is trained to work in casinos should be provided.
Gaming license in Romania
Romania is a part of the European Union, which makes obtaining license there very appealing. What’s more, Romania gaming license is one of the most popular license for the casinos around the world. The following types of gaming are allowed in Romania: ground gaming, slot machines, sweepstakes, poker, roulette, bingo, blackjack, and online gaming (Internet rooms).
Types of licenses:
• Class 1 – must be obtained by B2C operator in order to offer gaming services in the Romanian market;
• Class 2 – must be obtained by B2B providers specializing in the gaming industry who supply products/services to B2C operators licensed in Romania;
• Class 3 – is for the National Romanian Lottery.
Requirements
Requirements for slot machine license:
- each slot inside a gaming venue must have its own certificate;
- In the technical documentation for the machine, it is necessary to indicate the frequency of its inspection for damage;
- If a slot is installed in a virtual casino, it should undergo an audit procedure and an update of the RNG certificate;
- The owner of the slots must be at least 23 years old and can’t be in the service of the state;
- It is forbidden to install machines near objects of culture, medicine, monuments, and so on.
Requirements for bingo license:
- Romania doesn’t allow bingo in the parks and recreation areas;
- The physical office should be at least 30 meters from residential buildings and shops.
Requirements for online gaming license:
- The operator’s main server must be located in Romania or another EU or EEA member state, or in Switzerland;
- If the primary server is not located in Romania, secure and mirror servers must be installed in Romania;
- Remote gaming organizers can operate in Romania, relying only on products and services offered by B2B providers that have a class 2 license;
- A certificate for a gaming system (software and platform are included in the scope of certification) issued by a specialized company that has a class 2 license.
Gaming license in Seychelles
Seychelles is one of the best and loyal places for obtaining a gaming license. Online gaming is also exempt from gaming tax.
Types of licenses:
• For slot machines;
• For land casinos;
• For interactive gaming (online casinos).
Requirements
- The parent organization must be registered on the islands;
- Servers supporting the online gaming portal should also be located within the boundaries of the islands;
- The software must be certified.
- Company charter, registration certificate, and data from the state register and the tax office;
- Regulations with the terms and conditions of games on the portal or in the land-based casino;
- Certificates of software suppliers;
- Certificates confirming the right to develop gaming software;
- Data on the authorized capital and balance sheet;
- An extract with the official legal address of the company, the physical location should also be published on the site;
- Documents proving the payment of utilities (confirming the address of your corporation and indicating the responsibility of the owner);
- An agreement determining the level and types of relations between the company and the players;
- Data on the payment systems used, the amount of payouts, and the honesty of transactions, including a certificate for a Random Number Generator (RNG) for the offered games, as well as an eCOGRA certificate for RTP;
Gaming license in the UK
The UK has one of the safest gaming jurisdictions in the world. Gaming in the UK is completely legal and governed by strict laws. One of the main benefits of obtaining a gaming license in the UK is that local businessmen pay tax fees at low interest rates, and non-residents are exempt from most financial costs, expenses and commissions.
Requirements
- Legitimate operation of the casino and its registration in accordance with all rules and regulations of current legislation of the country of registration;
- Availability of a warning about responsible game on the website that informs clients about danger of engaging in gaming;
- Availability of certificates about the software used;
- A company that sells slots or other programs based on the operation of a random number generator must have a separate license;
- Providing a full package of documents.
Benefits to obtain license with UniversePAY
Possibility to send money to 50+ countries
Make transfers to friends, relatives, or partners worldwide.
Multi-currency transfers
No additional costs for currency exchange in your budget.
Fixed low transaction costs
Your budget is always under your control.
Constantly adding new countries
Haven’t found the country you need? No worries, we’re working on it.
High level of security
Security comes first in the payment sphere, that’s why we apply reliable technologies for all our services.
24/7 support
Our professional team is always available to assist you at any time of the day.